Mortgages & Borrowing
Informative Mortgage & Borrowing Advice
Providing mortgage advice as individual as you. We take the time to get to know you, your circumstances, aims and priorities and ensure that you are matched with a mortgage product designed for you. With so many mortgages to choose from and so many options to consider when looking for the right mortgage, it’s not surprising that many people seek professional help.
Here at Mortgages by Heather Wall our fully-qualified mortgage advisors are on hand to offer you first class advice and guide you through the process beginning to end - we’ve got advisers available 7 days a week so you can sort the mortgage out at a time that suits you
Ready to find out more?
First time buyers
Buying your first home is something you are unlikely to forget and it can be both exciting and daunting all at the same time. You will only ever be a first-time buyer once in your life and the decisions you make now will decide a lot when it comes to your medium and long-term future. Our team aim to take away the stress to allow you to enjoy this special milestone in your life
Re-Mortgages
Are you paying too much for your mortgage? Does your current deal not suit your circumstances? Switching your mortgage to a new deal can be one of the best money saving moves you can make. Life doesn’t always pan out the way we hope, divorce, bereavement, redundancy have huge effects on us – let us help you start your new path. Mortgages by Heather Wall have an indepth knowledge of the mortgage products available to source the most suitable mortgage for your needs. If you wish to raise funds for home improvements, debt consolidation or simply find a better rate of interest, we will be able to help.
Adverse credit
It won’t surprise you to hear that adverse credit mortgages or mortgages for those with bad credit are not as widely available as they are for those with exemplary credit histories. Fortunately, there are enough lenders out there willing to consider that not everyone has a 5-star credit rating.
Commercial
At Mortgages by Heather Wall we have teamed up with one of the leading commercial mortgage brokers to provide commercial mortgage advice and commercial remortgage advice:
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Offices, Shops, Industrial Units, Warehouses and semi-commercial property
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Restaurants, Pubs, Cafes and Takeaways
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Care Homes, Dental Practices and Doctors Surgeries
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Farms and Agricultural Properties
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Hotel’s and B&B’s
Moving home
If you are hoping to move to another area of the country, need space for a growing family or you simply want to continue to climb the property ladder look no further than Mortgages by Heather Wall. Our experienced mortgage advisors are here to help you find the best mortgage products on the market. We also help guide you through the process and inform you on what is required to give you the best chance of securing your next home purchase Once you've found a home to buy, our fully-qualified mortgage advisers will be happy to help you find the best mortgage for you – we’ve got advisers available 7 days a week so you can sort the mortgage out at a time that suits you.
Buy-to-let
Investing in buy to let property is a great way to invest for the future but first you need the right kind of property and, just as important, a good buy to let mortgage deal. So if you require a buy to let mortgage to finance your investment we can help you get it right from the start! Sourcing a buy to let mortgage is not just about finding the cheapest rate or lowest cost deal, it’s also about the specialist independent advice you’ll get from an independent whole of market broker
Bridging finance
Bridging Finance is often taken out where funding is required at short notice, for example, buying a property at auction. However, a bridging finance mortgage has many other uses, the most common bridging finance solutions being:
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Purchase one property before completion on the sale of another by utilising a bridging mortgage.
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Fund the purchase of a property in need of refurbishment and possibly un-mortgagable in its current condition. The property would then be re-financed onto a normal mortgage after the improvements have been completed.
The list of possible uses is virtually endless, but they often have two elements in common; they are required at short notice and for a short period of time.